Worried About an Adult Child’s Future? You’re Not Alone, and You’re Not Without Options
Estate planning is not just about passing down wealth; it is about protecting the people you love. But what happens when one of those people is struggling? Whether it is addiction, a rocky marriage, or financial irresponsibility, these challenges can make estate planning feel overwhelming for parents.
You may worry that an inheritance could actually hurt your child more than help them. And you are not alone. Many parents silently carry these concerns yet are often afraid to bring them up, even in estate planning discussions, because it is such a deeply emotional and private topic.
That is where we come in.
Our estate planning office is a judgment-free zone. We have worked with many families in similar situations, and we understand how important it is to have a plan that is not only legally sound but also emotionally thoughtful.
One of the most effective tools we recommend is a lifetime trust. Instead of giving a lump-sum inheritance all at once, a lifetime trust allows you to control how and when your child receives financial support, spreading it out over the course of their life. This minimizes the risk of the inheritance being lost to poor decisions, harmful behavior, or divorce settlements. It also ensures that the assets stay in the family and are used as you intended.
While these conversations may be difficult, they are crucial. Your love and concern deserve to be reflected in your estate plan, and we are here to make sure that happens.
Ready to talk? Let us now work together to secure your family’s future with care, compassion, and clarity.
